We are all familiar with warts as harmless but ugly soft small growths on the skin.But warts found in the genital area - on the vagina, penis, vulva, anus or cervix - are caused by the human papilloma virus (HPV) and require immediate medical attention. Why? They are contagious and they are a sexually transmitted disease (STD). Not only that, they increase your risk for certain cancers - find out more in the Genital Warts Learning Center's Complications Section.